Insurance & Payment Options

Payment Options

Advanced Eyecare Professionals believes in the value of eye care for you and your family. We have products and pricing to accommodate all budgets. Our office participates in most insurance programs. For patients who have little or no vision insurance coverage, flexible payment programs can be arranged. To learn more about our payment options, please call our office directly.

Our office participates in most insurance programs. Copayments are always due at the time of service. For patients who have no vision insurance coverage, we offer a 20/20 Vision Discount Plan, or Care Credit options. To learn more about the many insurances we participate with and or our payment options, please call our office directly.

Our office accepts cash, checks and all major debit and credit cards including MasterCard, Visa, and Discover.

Don’t forget to use your:

  • Flexible Spending Plans
  • Health Savings Accounts (HSA)
  • Medical Savings Accounts (MSA)
  • Cafeteria Plans for most of your eye care needs

All of the above plans can be used for all your eye care and eyewear needs, including eyeglasses, contact lenses, routine office visits and medical office visits.


Most insurance plans are accepted at our office. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before your visit, at no charge.

  • Advantra Freedom
  • Aetna/Aetna US Healthcare
  • Aetna Medicare
  • ASR/Physician’s Care Plan
  • Blue Cross Blue Shield of MI
  • Blue Cross Blue Shield PPO
  • Blue Cross Blue Shield MESSA
  • BlueCare Network/BlueCare Network Advantage (MFFS)
  • Care Choice
  • Champva
  • Cofinity(formerlyPPOM)
  • CoreSource
  • Federal Blue Cross Blue Shield
  • Gerber Life Insurance
  • GMP Employers Retiree Trust (U/W by Aetna)
  • Golden Rule
  • Health Plan of Michigan
  • Humana/Humana Gold Choice (MFFS)
  • IBA Health Plan/IBA Self Funded Plan
  • Lincoln Heritage Life Insurance
  • Loyal American Life Insurance
  • Mail Handlers Benefit Plan
  • Mclaren Health Plan
  • MEBS
  • Medicare
  • Medicare Plus Blue
  • Meridian Health Plan of Michigan
  • Meritain Health
  • Michigan Medicaid
  • Molina/Molina Medicare
  • MPE Employee Benefit Services
  • Mutual of Omaha
  • MVP Select Care
  • National Association of Letter Carriers
  • NGS American
  • Physicians Care Plan
  • Physician Health Plan
  • Priority Health/Priority Medicare(MFFS)
  • Railroad Medicare
  • Rural Carrier Benefit Plan
  • Secure One
  • Sparrow Physicians Health Network
  • State Farm Health Insurance
  • The Standard
  • Tricare/Tricare for Life
  • United HealthCare
  • United Medical Resources (UMR)
  • United Teachers Associates
  • United World Life Insurance
  • US Health and Life Insurance
  • WellCare (MFFS/PFFS)
  • All Medicare Private FEE for Service Companies

**Needs Prior Authorization**

  • *Barry-Eaton Health Plan
  • *Ionia Health Plan
  • * Lions Club
  • *Children’s Special Health Care
  • Vision Plans
  • Always Care Vision
  • Avesis
  • Heritage Vision Plans (HVP) MIChild Vision Program
  • Blue Cross Blue Shield Vision
  • EyeMed (Most Plans)-sometimes called Delta Vision
  • Humana Vision Care Plan (VCP)
  • NVA-National Vision Administrators
  • Spectera – OptumHealth Vision-United HealthCare Vision
  • Vision Service Plan (V.S.P.)
  • Priority Medicaid
  • Health Plan of Michigan
  • Heritage Vision Plans (HVP) MIChild Vision Program

No Insurance

If you have no insurance or do not have vision benefits there is still a way for you to receive the care you need. For patients who have no vision insurance coverage, we offer a 20/20 Vision Discount Plan that goes through your employer with no additional cost to you or them. We also offer Care Credit. To learn more about our payment options, please call our office directly.

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